If you're looking to purchase or refinance a one- to four-unit residential property, you've come to the right place.

For residential loan products, our floor for allowable credit scores is 500. If your credit score has dropped below 500, please go to Hard/Private Money Loans.

If you're looking for high Loan-to-Values then we will go to 100% and above. If you're looking for innovative products, we offer everything from No Documentation loans to the popular 1% Option Arm.

The key to a quick approval is a complete application, so please be as detailed as possible.